The cloud killed the partner. What now?

When I look back, the historical model for technology distribution partners seems like it was built on a simple premise: As software giants, we needed local partners to overcome the complexities of international markets. By commoditizing distribution and providing direct access to customers, I’ve seen the cloud not only change technology but also dismantle the…

How community banks and credit unions can benefit from AI

When I work with community banks and credit unions across North America, one theme consistently emerges: competition with the big national banks is more intense than ever. Large institutions have the advantage of scale, advanced digital infrastructure and, increasingly, the ability to deploy AI and automation across their operations at marginal cost. Consider branch expansion…